/ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /ProcSet [/PDF /Text] Spencer Tierney is a writer and NerdWallet's authority on certificates of deposit. Free automatic transfers from savings and brokerage accounts. /ModDate (D:20220427150918-04'00') /StructParents 6 /MediaBox [0 0 612 792] >> 36 0 obj Disclaimer: NerdWallet strives to keep its information accurate and up to date. He says he called the banks customer service line and asked if they could waive the fees. The problem may arise, the complaint alleges, if a subsequent transaction overdraws the account, depending on how BOGC handles its settlements. $10 (transfers from linked account) to $120. Make your money work harder with a 4.00% APY* checking or savings account for both personal and business! /F3 59 0 R For consumer accounts,a fee of$35 will be charged for each overdraft paid, (up to a maximum of $175 per day). /GS0 48 0 R Many financial institutions let you link your checking account to a backup account, such as a. or line of credit. /F7 51 0 R These accounts allow people to rebuild their banking history until the negative marks fall off their records. 39 0 obj . His work has been featured by USA Today and the Los Angeles Times. /TT3 63 0 R /Tabs /S The bank may close your account if it's negative for too many days. << Overdraft fee. >> These rates are current as of 03/17/2023. /Parent 5 0 R /Type /Page Capital One 360 offers free overdraft protection transfers from a linked Capital One 360 savings account, and the bank might decide to not charge an overdraft fee for a check payment, electronic payment or recurring debit card transaction that results in an overdraft. endobj /Annots [] /Subtype /Type1 Wealth psychology expert and coach Kathleen Burns Kingsbury, founder of KBK Wealth Connection and host of the Breaking Money Silence podcast, is an internationally published author and speaker. The overdraft system can be unfair and predatory and it seems the automated system for fees, withdrawals and deposits is not monitored by the bank. >> /Type /Group /Type /Group When bank customers overdraft, their bank might charge a fee often in the range of $30-$35 to discourage future overdraft activity. Overdraft coverage can take different forms, including overdraft protection transfers and overdraft lines of credit. /Parent 5 0 R $33 (or $0 transfer fee from linked account). For more information on how the Bank of Greene County can help you, visit our website or call our customer service center at 518-943-2600. . >> stream There are no overdraft or nonsufficient funds fees. /Contents [54 0 R 55 0 R 56 0 R] These accounts are designed to help consumers qualify for a new checking account even with marks on their banking record. She has been an editor and project manager in newsrooms for two decades, most recently at U.S. News & World Report. /Font << A New York APPSN Subclass has also been proposed for those in the above class in the state of New York. 192 0 R 193 0 R 194 0 R 195 0 R 196 0 R 197 0 R 198 0 R 199 0 R 200 0 R 201 0 R Opting out means that your transaction will be declined if theres not enough money in your account to cover it. >> $0 (transfers from an overdraft source) to $100. and other major newspapers. Our opinions are our own. I have two separate accounts. which have been refunded. I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. /Resources << /Resources << /Type /Encoding Balance Connect for overdraft protection is an optional service which allows you to link your eligible checking account to up to 5 other Bank of America accounts and automatically transfers available funds from your linked backup account(s) to cover transactions that exceed the available balance in your checking account. For example, a business keeps only $5,000 in its bank account and three checks amounting to a total of $6,000 need to be paid. Customers are allowed by law to opt out of overdraft coverage by contacting their bank and making the request, and in the future their bank will simply decline any transaction that would result in an overdraft. At NerdWallet, our content goes through a rigorous. I called the customer service center on 5/14/2022 and they did not want to place that back into the account. >> /F5 51 0 R With overdraft fees, customers end up owing a lot of money to their. /TT0 52 0 R endstream OiK/tw{Evxnl[`p_ ?ucNMl>+sa,1b. /ParentTreeNextKey 18 Second-chance checking accounts are designed to help people who have been blocked from opening a traditional bank account because of flawed banking history, such as having unpaid overdraft fees and being put in ChexSystems. /Tabs /S offers free overdraft protection transfers from a linked Capital One 360 savings account, and the bank might decide to not charge an overdraft fee for a check payment, electronic payment or recurring debit card transaction that results in an overdraft. >> Overdraft Protection; Move My Account to NBT Bank; Interest Rates; Home Financing. >> Cash management accounts are typically offered by non-bank financial institutions. $36 (or $0 transfer fee from linked account, plus options for personal lines of credit and ability to overdraft up to $50 without a fee). Ten (10) point-of-sale transactions per month using your Rewards Checking Visa Debit Card for normal everyday purchases with a minimum of $3 per transaction, or enrolling in Account Aggregation/Personal Finance Manager (PFM) will earn 0.30%; maintaining an average daily balance of at least $2,500 per month in an Axos Self Directed Trading Invest account will earn 1.00%; maintaining an average daily balance of at least $2,500 a month in an Axos Managed Portfolio Invest account will earn 1.00%; and making a monthly payment to an open Axos Bank consumer loan (commercial and business loans excluded) via transfer from your Rewards Checking account will earn a maximum of 0.60%. Thank you for contacting the Bank, and providing an endobj contact the Bank at ###-###-#### option 0 or ******************, Better Business Bureau: 17 [207 0 R 208 0 R 209 0 R 209 0 R] Here are steps you can take now to avoid overdraft charges in the future. >> 1 complaints closed in the last 12 months. The complaint alleges that the Bank of Greene County (BOGC) charges an overdraft (OD) fee for transactions that did not actually result in an overdraft, through something called Authorize Positive, Purportedly Settle Negative (APPSN) transactions. /F1 51 0 R << /F1 51 0 R OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Overdraft Fees: Compare What Banks Charge. >> Without access to a bank account, you may have to use fee-based check-cashing services to access your paycheck or reloadable debit cards that charge for cash deposits. 121 0 R 224 0 R 225 0 R 226 0 R 123 0 R 227 0 R 228 0 R] /Annots [] >> endobj /Parent 5 0 R endobj /Type /Page Overdrafts may be a big moneymaker for banks, but they dont have to be a money-loser for you. /CS /DeviceRGB /Resources << /ExtGState << stream Overdraft protection for debit card purchases and ATM transactions is optional. /CropBox [0 0 612 792] >> Disclaimer: NerdWallet strives to keep its information accurate and up to date. HTK0WG8 /Parent 4 0 R /TT3 64 0 R and "the Bank" The Bank of Greene County and Greene County Commercial Bank "Deposit Account" Your Checking Account, Money Market Account, Savings Account, Time Deposit (CD), Individual Retirement Account (IRA), and any other Deposit Account you may have with us that was established primarily for personal, family or household purposes. /Contents [68 0 R 69 0 R 70 0 R] /Font << >> You can commonly expect banks to charge a maximum of 4 to 6 overdraft fees per day per account, though a few outliers do allow as many as 12 in one day. It was established in 1974 and as of June of 2022, it had grown to 198 employees at 18 locations. /Contents [111 0 R 112 0 R 113 0 R] << But the complaint alleges that BOCGs actual practice is to deduct the same debit card transaction twice to determine if the transaction overdraws the accountboth at the time a transaction is authorized and later at the time of settlement.. /acircumflex /atilde /adieresis /aring /ae /ccedilla /egrave /eacute /ecircumflex /edieresis Free transfers from linked savings accounts. /S /Transparency /Type /Group /Parent 5 0 R /CS /DeviceRGB /Producer <6954657874AE20372E312E3620A9323030302D323031392069546578742047726F7570204E56202841646D696E697374726174697665204F6666696365206F662074686520556E697465642053746174657320436F757274733B206C6963656E7365642076657273696F6E293B206D6F646966696564207573696E67206954657874AE20372E312E3620A9323030302D323031392069546578742047726F7570204E56202841646D696E697374726174697665204F6666696365206F662074686520556E697465642053746174657320436F757274733B206C6963656E7365642076657273696F6E29> And some dont even have an overdraft fee. Read More Contact Who is RBC Bank Overdraft Settlement Headquarters United States Website www.rbcbankoverdraftsettlement.com Revenue <$5M Industry Banking Lobby Hours. /Tabs /S His work has been featured by USA Today and the Los Angeles Times. /Group << If an overdraft occurs, the funds are automatically transferred from the linked account into the checking account to cover the overdraft. Overdraft coverage up to $200 with SpotMe. /Parent 5 0 R /GS8 58 0 R 1 bI H ! /StructParents 7 GreeneRewards is now here! We will not authorize and pay overdrafts for ATM or everyday debit card transactions without your opt-in. >> With Discover, you can link a qualifying Discover savings or money market account for free transfers if you dont have enough cash in your checking account. The $230 transfer occurred under the Bank's Right of Off Set, and proper notice was provided to the customer. /BaseFont /ZapfDingbats endobj /CropBox [0 0 612 792] 3 0 obj This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. >> >> /Font << The bank covers your overdrafts up to a predetermined amount. Bank of Greene County Overdraft Fees on APPSN Transactions Complaint Case Event History Here is a list of our partners and here's how we make money. Margarette Burnette is a NerdWallet authority on savings. /F4 49 0 R /S /Transparency If you change any settings, you must test again to refresh the data. >> /StructTreeRoot 6 0 R An overdraft would trigger a transfer from the second account to cover the transaction. endobj As a result of this transfer, the customer did receive two (2) overdraft fees, 12 0 obj >> endobj /First 12 0 R /CS /DeviceRGB /Filter /FlateDecode >> >> You can then determine if you can curb spending or transfer funds from another account before your account dips into negative territory. 11 [290 0 R 291 0 R 164 0 R 165 0 R 166 0 R 167 0 R 292 0 R 293 0 R 294 0 R] 5.05%5.05% APY (annual percentage yield) as of 03/28/2023. /Tabs /S /Parent 330 0 R $37 (or $12 transfer fee per day from linked account). The institution typically charges a fee for this service. << If you have an electronic deposit scheduled for your account that would have covered the overdrawn transaction, some providers will consider waiving the fee if the deposit arrives soon enough, usually by the next morning. /igrave /iacute /icircumflex /idieresis /eth /ntilde /ograve /oacute /ocircumflex /otilde /F1 51 0 R endobj endobj endstream 4.20%Annual percentage yield (variable) is as of 03/27/2023. NSF fees are also known as bounced check fees. /Rotate 0 >> The bank charges overdraft fees when they already have held the money in the account to cover the debits (charges coming in) and then allowed another charge or check to clear and charged overdraft fees for both the check and debits that were already showing in the account. Typically, banks do not charge the overdraft fee when you overdraw by less than $5. /ProcSet [/PDF /Text] /Contents [97 0 R 98 0 R 99 0 R] Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. >> /F2 53 0 R and Parenting. $0 (transfers from linked account) to $190. << Our partners cannot pay us to guarantee favorable reviews of their products or services. /C2_0 49 0 R /Parent 5 0 R This influences which products we write about and where and how the product appears on a page. /Title (PRAYER FOR RELIEF) $34 ($0 if account is overdrawn by $50 or less at end of day; $0 transfer fee from linked account). Sign up for balance alerts. /TT1 63 0 R They allowed the refund because it was my first offense and because Im generally a good customer, Benevento says. It seemed like they were charging me so much money for a one-time mistake, he says. It can be a quick way to get your account balance back on track so you can focus on avoiding or minimizing those charges in the future. >> Ally doesn't charge overdraft fees, but customers can opt into two overdraft protection services: free overdraft protection transfers from a linked Ally savings or money market account or up to . If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. If you go this route, debit card transactions and ATM withdrawals that would dip your account into the negative will simply be declined. Otherwise, if you dont have enough funds in your account, your ATM and other debit card transactions will be declined. >> The institution typically charges a fee for this service. /CropBox [0 0 612 792] Earn rewards for everyday Debit Card purchases - plus get loyalty points for products and services you have with the Bank of Greene County! /MediaBox [0 0 612 792] /First 35 0 R /CropBox [0 0 612 792] /Type /Page For confidentiality purposes, further questions Learn more about our commitment to community . >> When evaluating offers, please review the financial institutions Terms and Conditions. Pre-qualified offers are not binding. endobj If you need further assistance, please u4[ecFl\9-8:xSO=}DG.eU=CiNzOr5q5J&\??Pzq''T TS /MediaBox [0 0 612 792] The cost for overdraft fees varies by bank, but they may cost around $35 per transaction. Chime also has an early direct deposit program, so you can get your paycheck up to two days early. Prepaid debit card. /StructParents 11 >> Greene County Bancorp, Inc. Reports 12th Consecutive Year of Record Net Income for Fiscal Year Ended June 30, 2020 July 24, 2020 09:42 ET | Source: Greene County Bancorp, Inc. Greene County . You can still opt to have overdraft protection transfers from a linked account, and there's no fee for those, either. /Group << << /ExtGState << Overdraft fees are charged when a customer is enrolled in overdraft protection, giving their bank or credit union permission to process a transaction even when there isn't enough money in the bank account to cover it. The $230 transfer occurred under the A bank will charge a nonsufficient funds fee if a transaction is attempted that cant be covered by the funds in an account. $37 (or $0 transfer fee from linked account). Ally doesnt charge overdraft fees, but customers can opt into two overdraft protection services: free overdraft protection transfers from a linked Ally savings or money market account or up to $100 of coverage with the banks CoverDraft program. /Group << If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. 38 0 obj $3 (transfers from linked account) to $105. /Resources << /Length 608 *Overdrafts may be created by check, in person withdrawal, ATM withdrawal, everyday debit card transactions, ACHor other electronic means. << $0 (transfers from linked account) to $125. >> There are no overdraft or nonsufficient funds fees. 10 0 obj /StructParents 2 Alliant Credit Union doesnt charge overdraft fees. With overdraft fees, customers end up owing a lot of money to their bank at a time when theyre least likely to be able to afford it, Bradin says. /Tabs /S It is also the 439 th largest bank in the nation. Well guide you through the process. /InlineShape /Sect /CreationDate (D:20220426163613-04'00') When a transaction drops your checking account balance below zero, a financial institution will choose to either reject the transaction or approve it and provide the funds to cover the transaction. Joint Marketing I incurred some overdraft charges which I have disputed because I do not agree that I should have been charged as much as I did. /GS8 58 0 R /Parent 5 0 R When evaluating offers, please review the financial institutions Terms and Conditions. ******* *********. /CropBox [0 0 612 792] However, this does not influence our evaluations. Matt Benevento was surprised when his bank sent him an alert that hed incurred four overdraft transactions in his account and gotten dinged more than $100 in overdraft fees. 42 0 obj /Parent 5 0 R overdraft fee news, key terms and resources, The cost of overdraft charges goes beyond fees. $0 (transfers from linked account) to $8. $140 (will be $40 after fee change later in May 2022). /Group << /Resources << /Annots [] /Type /Page 29 0 obj Overdraft protection transfer fee. Also, if your account is overdrawn for five consecutive business days, an additional $28.50 fee will be assessed. These accounts are designed to help consumers qualify for a new checking account even with marks on their banking record. /Type /Page You have to be your own best advocate, Bradin says. Accounts must have a positive balance to remain open. /Dest [30 0 R /XYZ 63 337 0] Your limit will be displayed to you within the Chime mobile app. His advice to anyone else whos been charged an overdraft fee? >> When there is money in the bill account and I use my debit card for a purchase they have never transferred money over to cover a charge for me so I dont understand how they are able to go into my account and transfer money over to cover overdraft fees? In addition, the business or individual you wrote the check to might charge a fee if a check is returned unpaid. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. endstream Many or all of the products featured here are from our partners who compensate us. /Rotate 0 As a result of. >> 44 0 obj Annual percentage yield (variable) is as of 03/27/2023. endobj << Sometimes a bank might charge this fee multiple times per day if a customer keeps making transactions that overdraft their account. /ProcSet [/PDF /Text] It's fast, secure and free. 154 0 R 155 0 R 156 0 R 157 0 R 158 0 R 159 0 R 160 0 R 161 0 R 162 0 R 163 0 R But Benevento, a search engine optimization strategist who was living in New York state at the time, had been with his bank for years and wondered if it might be lenient with him. Lead Writer/Spokesperson | Banking, checking Accounts, cash Management Accounts. Interest rates are variable and subject to change at any time. Pre-qualified offers are not binding. endstream << When you opt out, the negative debit or ATM transaction will be declined and you wont be charged a fee. $38.50 (or $0 transfer fee from linked account). 144 0 R 145 0 R 146 0 R 147 0 R 148 0 R 149 0 R 150 0 R 151 0 R 152 0 R 153 0 R >> /Dialogsheet /Part >> BOGC's customers have been injured by the Bank's improper practices to the tune of 5 0 obj Chime also has an early direct deposit program, so you can get your paycheck up to two days early. ChexSystems. These rates are current as of 03/17/2023. Transactions do not settle immediately when they are made. /MediaBox [0 0 612 792] /TT3 64 0 R /StructParents 9 I got charged a maintenance fee ($4) even though my savings account balance ending in 6009 was at least $400, which was the minimum amount in the account. /Parent 5 0 R , you may want to look into opening a second chance checking account. endobj >> /CS /DeviceRGB >> /S /Transparency >> /Type /Group Offers free overdraft protection via linked account. /TT1 63 0 R /S /Transparency Take a look at second-chance checking accounts across the U.S. Outside of the financial institutions without any overdraft coverage fees, you can generally find a cheaper option with overdraft protection transfers. The largest banks collected more than $11 billion in overdraft fees in 2019, according to the Center for Responsible Lending. sometimes multiple times a day which sends the account balance further into negative territory. Many financial institutions let you link your checking account to a backup account, such as a savings account or line of credit. /ProcSet [/PDF /Text] Mailing Address PO Box 470, Catskill, NY 12414 518-943-2600, To report your Visa Debit Card lost/stolen: 855-887-3943, Were proud to work with our neighbors in New Yorks beautiful Hudson Valley and Capital Region. However, this does not influence our evaluations. >> /StructParents 12 Sometimes the service is free. /Rotate 0 << ChexSystems tracks and provides reports on consumer deposit accounts. HTN1}Wc"^n$-E!q@vI-T^K^gKU>Up|v.^TqF= = etl2t 'QyJRaFcrZ4?P=u|F^C?i((>@z,(pLY{Z9F5unK^^Rmr-H@73TcbxHB% :)$Nq'Va_k~g;Voo\1 Kjc!/m0G&XGmewrv'Tr~l#n2g97199R"py+SGK&~/Keb@(6 /CropBox [0 0 612 792] /Type /Page 3.30%Your annual percentage yield can be as high as 3.30% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,500 or more each month will earn 0.40%. Key Takeaways. 41 0 obj Marcus by Goldman Sachs High-Yield 10-Month CD. This influences which products we write about and where and how the product appears on a page. Total possible cost in a day (excludes extended overdraft fees). For a complete list of closing times, click here. >> Your annual percentage yield can be as high as 3.30% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,500 or more each month will earn 0.40%. /TT0 52 0 R << << APY valid as of 04/14/2023. Every bank and credit union has its own limit on the number of overdraft fees it will charge in one day. /Font << /C2_0 49 0 R 164 0 R 165 0 R 166 0 R 167 0 R 168 0 R 169 0 R 170 0 R 171 0 R 172 0 R 173 0 R It employs 11-20 people and has $1M-$5M of revenue. >> That way, if they make a transaction that would result in an overdraft, the difference would be taken from their linked account instead. /GS0 48 0 R /S /Transparency Overdraft coverage. << /Type /Page 174 0 R 175 0 R 176 0 R 177 0 R 178 0 R 179 0 R 180 0 R 181 0 R 182 0 R 183 0 R Payment of overdrafts under the courtesy overdraft program is discretionary. Up to $38 (or $0 transfer fee per day from linked account). << Other institutions have programs that may let you overdraw your account up to a certain amount without a fee, provided you meet eligibility requirements. This investment brokerages checking account doesnt have fees for overdraft protection services. NerdWallet strives to keep its information accurate and up to date. /TT0 52 0 R >> Bank of Greene County Overdraft Fees on APPSN Transactions Complaint, Bank of Greene County Overdraft Fees on APPSN Transactions Class Action. Eligible customers who meet the requirements can overdraft up to $200 with no fee. >> This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Stop by your local office or call ourCustomer Service Center at 1.800.832.0912 for more information regarding any of the overdraft options available to you, to opt-in to courtesy overdraft, or to revoke your opt-in. The National APPSN Class for this action is all BOGC checking accountholders in the US who, during the applicable statute of limitations, were charged OD fees on transaction that were authorized into a positive available balance. 4 0 obj So how do we make money? Our partners cannot pay us to guarantee favorable reviews of their products or services. 12 [295 0 R 170 0 R 171 0 R 172 0 R 173 0 R 296 0 R 297 0 R 298 0 R 299 0 R] 6 [258 0 R 259 0 R 260 0 R 261 0 R 262 0 R 263 0 R 264 0 R 265 0 R] Sometimes a bank might charge this fee multiple times per day if a customer keeps making transactions that overdraft their account. /MediaBox [0 0 612 792] /Group << /C2_0 49 0 R /TT1 53 0 R >> /Next 37 0 R /Type /Page /Chartsheet /Part /Resources << 1 [125 0 R 229 0 R 230 0 R 127 0 R 128 0 R 129 0 R 231 0 R 232 0 R 233 0 R 234 0 R BBB Business Profiles may not be reproduced for sales or promotional purposes. /Group << endobj /Font << Case Event File: Bank of Greene County Overdraft Fees on APPSN Transactions Complaint }6Hd?6.Nv9{+ynYhrM.T@s9Wsfecb2)2(+? /Length 616 *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. << /Group << /Type /Page /ExtGState << >> /Annots [] /BaseFont /Helvetica >> /Artifact /Sect >> The Bank of Greene County has reviewed the customer's complaint. 13 [300 0 R 301 0 R 302 0 R 303 0 R 304 0 R 176 0 R 177 0 R 178 0 R 179 0 R 305 0 R /Length 572 It never hurts to ask, he says. endobj But even if there's no formal policy, it's always worth asking if your bank will waive the fee, says Jesse Bradin, a financial advisor in Raleigh, North Carolina. /Contents [82 0 R 83 0 R 84 0 R] NerdWallet strives to keep its information accurate and up to date. She specializes in checking and cash management accounts. 43 0 obj When evaluating offers, please review the financial institutions Terms and Conditions. That way, if they make a transaction that would result in an overdraft, the difference would be taken from their linked account instead. About The Bank of Greene County. /Font << stream /GS7 57 0 R And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Our dedicated team is here to help provide the banking services you rely on, as well as work with you on a personal basis to help with any financial needs. /Rotate 0 Fill out this form for a FREE and prompt case evaluation. :Az?p(c-Tcy6beavq.wFis8Ob$1ET5U".Oa-h8y1#vSse.,mCHvU'!PTe27AiK*i`ujgzT9cT@Md6Tz{*5M2itZf}Wg /Diagram /Figure /ExtGState << We believe everyone should be able to make financial decisions with confidence. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] $0 (transfers from linked account) to $111. /MediaBox [0 0 612 792] 288 0 R 289 0 R] endobj Some banks allow customers to link another account to their checking account. /F6 64 0 R /GS0 48 0 R Customer Reviews are not used in the calculation of BBB Rating. Get more smart money moves straight to your inbox. /C2_1 103 0 R >> >> Pre-qualified offers are not binding. Before joining NerdWallet, Margarette was a freelance journalist with bylines in magazines such as Good Housekeeping. Your bank may offer to send you a text or email alert if your balance crosses below a set amount. allow people to load a debit card with a set amount of money, which can help prevent overdrafts since any transaction beyond the available card funds will be declined. 134 0 R 135 0 R 136 0 R 137 0 R 138 0 R 139 0 R 140 0 R 141 0 R 142 0 R 143 0 R /S /Transparency 24 0 R 25 0 R 26 0 R 27 0 R 28 0 R 29 0 R 30 0 R 31 0 R] The Bank of Greene County is headquartered in Catskill and is the 32 nd largest bank in the state of New York. >> t./bF7h*#?mcH5c'7bEFcz|1b64C`)XLV#~tps]}%HOZ+;EL7:#]~F7M 091p4[U^JEFUT4x'Qk4+[N##TV|V)=E%~~t'@~cWj,l(8W W, -GA)eSaWCw.MFyEgm; ? /F3 59 0 R << /Contents [88 0 R 89 0 R 90 0 R] Special Offer Expires 09/15/2023. Overdraft. They can carry advantages, including the following: 1. Learn more: Read about banking mistakes to avoid. $0 (transfers from linked account) to $20. One that I use my debit card for and one that I pay bills for.